Temporary Car Insurance From 1 Hour to 28 Days
Temporary and short term car insurance from 1 hour to 28 days — hourly, 1 day or weekly. Enter your reg plate for an instant quote. No annual commitment.
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Our Temporary Insurance
Temporary car, van, learner driver and motorhome insurance from 1 hour to 28 days
Temporary Car Insurance
Perfect for borrowing a friend's car, test-driving, or emergency use. Get coverage from 1 hour to 28 days.
- NCD Protection - Your primary policy stays safe
- SDP + Business Use included
- Valid MOT & Tax required
Temporary Van Insurance
Ideal for moving house, DIY projects, or business deliveries. Business use fully included for tradesmen and couriers.
- Business Use automatically included
- Covers vans up to 3.5 tonnes (GVW)
- Excludes Hire & Reward & Hazardous materials
Learner Driver Insurance
Private practice insurance for learner drivers. Practice in a parent's or friend's car between official lessons.
- Provisional licence validation
- Auto-invalidates 3 hours after passing test
- Private cars only (no vans)
Temporary Motorhome Insurance
Temporary insurance for motorhomes and campervans — ideal for festivals, holidays, or trying before you buy.
- UK & EU travel options
- Contents cover add-on
- Vehicles up to 7.5 tonnes
- Awning & equipment optional
Built for Real Road Life
Whether you need basic liability or full comprehensive cover, every policy is designed around how you actually use your vehicle.
Third Party Liability
Covers injury to others and damage to their property — the legal minimum to drive on UK roads.
Fire, Theft & Vandalism
Protection if your vehicle is stolen, deliberately damaged, or destroyed by fire.
Accidental Damage
Comprehensive policies cover repair costs when you're at fault in an accident.
UK & EU Road Legal
Drive confidently at home or abroad with policies that meet cross-border requirements.
How It Works
Three steps from registration plate to road-legal cover. Most drivers finish in under two minutes.
Step 1
Enter Your Reg
Enter Your Reg
Type your number plate and we'll pull up make, model, and engine size automatically — no long forms.
- DVLA vehicle lookup
- Confirm driver details
- Pick your start date
- See price in seconds
Step 2
Pick Your Policy
Pick Your Policy
Choose how long you need cover and the protection level that suits your trip.
- Hourly to monthly durations
- Third party or comprehensive
- Add breakdown or legal cover
- Transparent pricing, no surprises
Step 3
Drive Away
Drive Away
Pay securely online and receive your documents instantly. You're road legal straight away.
- Secure card payment
- PDF certificate in your inbox
- Manage policy in your portal
- Claims support around the clock
Ready to start? Enter your reg above.
No account needed. No phone calls. Cover can start within minutes.
The Smarter Way to Get Covered
We built InstantCover for drivers who need cover today — not next week. Simple online quotes, honest pricing, and policies that start the moment you pay.
Our fastest quotes land in under 90 seconds. Enter your reg, confirm details, and you're done.
Quotes in Under 2 Minutes
No call centres, no callbacks. Enter your reg and see real prices immediately.
FCA-Regulated Partners
Every policy is underwritten by authorised UK insurers you can trust.
Human Support, Always
Real advisors on the phone — not bots — whenever you need help with a claim.
Price Match Promise
Find a cheaper like-for-like quote elsewhere? We'll do our best to beat it.
Loved by Drivers Across the UK
“Needed cover for 48 hours while my car was in the garage. Sorted in under a minute on my phone — couldn't believe how smooth it was.”
“Used InstantCover for a van during our house move. Clear pricing, no jargon, and the policy email landed before we'd finished loading.”
“My son practised in our family car every weekend. Provisional cover was affordable and cancelled itself the day he passed — brilliant.”
Ready to Get Covered?
Borrowing a car, moving house, or between policies? Get a quote in minutes and drive with confidence today.
Authorised by Chubb European Group which is an undertaking governed by the provisions of the French insurance code with registration number 450 327.
Operated by Instant Cover Insurance